Report a problem with a digital loan. Free, in your own language.

The Uganda Microfinance Regulatory Authority receives complaints about digital lenders, checks that lenders are licensed and follows up until your case is resolved.

WhatsApp support

+256 703 332371 · Automated replies pending activation

EnglishLugandaRunyankore-RukigaKiswahiliLusogaAcholiAtesoLugbara
Dial from any phone
*284*55#
Toll-free line
0800 100 284

UMRA Loan Help

WhatsApp support

Report a digital loan problem in English or Luganda, receive a case reference, or ask to speak to a UMRA officer.

+256 703 332371

Open WhatsApp

Activation pending. Automated reporting will start after this site is published and incoming WhatsApp messages are enabled. Opening WhatsApp now does not guarantee a reply.

Sample WhatsApp reporting conversation

Step 1 of 7 · Choose language

Borrower: “Hi.” UMRA offers English or Luganda. The borrower chooses English.

  1. Choose language
  2. Lender & district
  3. Describe the problem
  4. Confirm borrower
  5. Identity choice
  6. Review & send
  7. Case reference

Sample conversation with fictional details. Never send your PIN or password. Sharing your identity with the lender is optional.

Report a problem

Hidden fees, threats, contacting your family, or a lender you do not recognise.

Check if a lender is licensed

Search by app name, company name or phone number.

Track my case

Use your reference number and phone number.

Loan cost calculator

See the true monthly cost of a loan, including all fees.

1,809
licensed institutions supervised nationally
2.8%
maximum monthly interest (Legal Notice No. 21 of 2024)
50%
maximum penalties as a share of the loan principal